Synchrony Premier World Mastercard® * vs. Citi Double Cash Card. The Citi Double Cash and Wells Fargo Active Cash have similar earning rates and no annual fee, but one offers more benefits. See the pros and cons of each card and how to choose. Each eligible transaction will earn 2% cash back on all eligible purchases. Best for Automatic 5% Cash Back: Citi Custom Cash® Card. S. The $18,088. Two accounts, 3 cards, and 3% on basically everything and 2% on the miscellaneous other uncategorized transactions. The no-annual-fee card offers 5% cash back on purchases in a top eligible. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. The annual rewards payout assumes you charge $1,000 each month spread across. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. The Citi® Double Cash Card is a $0 annual fee credit card that earns 1% back on all purchases and 1% back when you pay off those purchases. The Citi Double Cash and the Wells Fargo Active Cash are the best options in this category. Citibank’s and Wells Fargo’s checking accounts are standard for large, national banks, and both banks offer a sign-up bonus. You must select Apply Now on this page to take advantage of this specific offer. Some of the PayPal card’s top competitors -- like the Wells Fargo Active Cash® Card and the Citi Double Cash® Card -- both offer a similar rewards program. Rates & Fees. With the Double Cash, every purchase earns 2% back that you can redeem for statement credits or mailed checks. Wells Fargo Reply BrutalBodyShots • Additional comment actions. The Citi Custom Cash® Card (Citi is a Forbes Advisor partner) is big-idea plastic that works well as a companion card. And they gave the GoRewards offers which may help you save money. For example, Chase Freedom Unlimited® can give better overall value due to its bonus categories, offering 1. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate. Special Offer. Slickdeals. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. Wells Fargo Active Cash® Card. Unlike. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. The Wells Fargo Active Cash is probably the most comparable card to the Citi Double Cash, yet. The Citi® Double Cash Card and Wells Fargo Active Cash℠ Card have been designed to offer rewards for all your spending with no complicated category system. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). However, Chase Freedom Unlimited outpaces Wells Fargo Active Cash with higher rewards rates in. 5% card. The Wells Fargo Active Cash offers a $200 cash rewards bonus and a 0% intro APR on balance transfers for 15 months, while the Citi Double Cash has no welcome bonus but flexible redemption options and a 0% intro APR on balance transfers for 18 months. That being said, I don’t use this setup. Best Cash Back Credit Cards of November 2023. Citi Double Cash (2% catch all) US Bank Cash+ (5% on two choice categories - Streaming and Utilities for me). 77 in cash back, and the remaining $16,831. View community ranking In the Top 1% of largest communities on Reddit. Both cards offer 2 percent cash back on all purchases, but offer different benefits. People may hate Wells Fargo. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Wells Fargo Active Cash Card: Earn unlimited 2% cash rewards on purchases; Capital One SavorOne: Earn 10% cash back on Uber & Uber Eats purchases (through 11/14/2024)Card type: Cash back. deVrinj • 21 days ago. 1. 24% to 29. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Citi Double Cash® Card is often regarded as the torchbearer when it comes to cash back cards. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. $0. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. Finally, they cash out at a standard . One perk of the Wells Fargo Active Cash Card 2% card vs. Reply. Generally, you earn the cash-back rewards as a percentage of eligible purchase amounts — a 2% cash back. Really covers almost everything, and then Wells Fargo active cash for 2% back on everything else, and the rewards pool with the autograph. For context, the average annual rewards payout from the cashback credit cards in the investor. This bonus offer will be fulfilled as 20,000. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. Citi Double Cash. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. For a limited time, earn 5% total cash. 99% Variable regular APR after that) An introductory APR of 0% for 15 months from account opening on qualifying balance transfers. Welcome bonus: Earn a $250 statement credit after spending $3,000 in purchases in. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). 01 in any bank, or you can transfer points to a few airlines / hotels. Wells Fargo Active Cash is a great credit card to compare because it has a $0 annual fee and rewards cardholders with 2% cash rewards on all purchases. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. You must select Apply Now on this page to take advantage of this specific offer. 10% APY, while those with a. Wells Fargo, making a stronger push into the credit cards business, has introduced one of the most compelling flat-rate credit cards on the market. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category. Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. $0. Citi® Double Cash Card : Best 2% cash back card for balance transfers. com database is $181. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. And Wells Fargo no longer has a minimum rewards redemption requirement. In this article, we’ll compare two of the most popular 2% back cards right now: the Wells Fargo. This portal only worked with cards that get cash rewards like the Dividend and the Double Cash. That is a total of $40 in cash back per month at $2,000 spendThe Citi Double Cash. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. 00 cash back per year with Citi Double Cash Card and $240. Capital One Spark Cash Plus. The daily driver, until I hit the $6k limit. would all get 2% instead of 1%. (Although I feel the Wells Fargo Active Cash is far superior to the CDC) CCC you get 5% on $500 so $25 in cash back and the remaining $1,500 is all at 1% so $15. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. S. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. I've got the Amazon card, Amex blue cash. The Citi Double Cash Card offers a simple rewards system. You can find all the details in our Wells Fargo Active Cash review. APR. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. Chase Freedom Unlimited vs. Both provide a flat 2% rewards and both also have 3% foreign transaction fees. Wells Fargo Active Cash Card. This Visa Signature. The only caveat is that there's a $2,500 combined spending limit on the 3% and 2% categories each quarter, after which you'll earn just 1% back. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. Citi Double Cash Card vs. Citi is way less grimey and with the Rewards + card, the Citi double cash yields 2. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. It offers a whopping 2%. TD Double Up rewards. New Wells Fargo Active Cash® Card holders can earn a $200 cash rewards welcome bonus for spending just $500 on their card in the first three months. The Citi Double Cash® Card is a top-notch choice for everyday use, due to its simple and generous rewards. Typically, when you make purchases on a credit card, you are given a grace period of around 30 days before you owe any interest. Receive two free years of Lyft Pink All Access (valued at $199/year) and a third year at 50% off when you activate a membership by Dec. The Wells Fargo Reflect is a good option for cardholders who are looking to consolidate their debt or finance a large purchase. 50 spent through Apple Pay would translate to $361. Best for 2% Cash Back: Wells Fargo Active Cash® Card. 22%. - Plenty of. Platinum X5 Card from Credit One basics. 00 with Wells Fargo Active Cash Card. Citi Double Cash® Card (see rates and fees). To learn more, please visit Wells Fargo Balance Transfers. Wells Fargo Active Cash Card vs. Earn unlimited 2% cash rewards on purchases. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. 73. Wells Fargo Active Cash® Card is a great card that also has a simple rewards structure. Citi Double Cash vs. (SUB + 2% of 10K) same spend but double the rewards. Best Credit Cards of November. partial_to_fractions. The card has a $0 annual fee, too. Jump to. 00 with Wells Fargo Active Cash Card. Though we value Capital One miles at around 1. This is my default cashback combo that I would honestly be happy with using. Wells Fargo Active Cash ® Card vs. 8 Update: Besides the $200 offer online, there’s now a $250 offer in local branches. Pros: - 2% back on all purchases everywhere MasterCard is accepted. Chase Freedom Unlimited®: Best no-annual-fee card. And Wells Fargo no longer has a minimum rewards redemption requirement. Wells Fargo Active Cash® Card. Citi. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. The card also comes with cellphone protection of up to $600 of cell phone. The value of a 1. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Was with you up until the cancellation part. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Citi Double Cash Card. The Wells Fargo Platinum Card had a 0% intro APR offer that differed from the one currently available with the Active Cash Card. The Active Cash earns 2% cash. The Money Hub. If you're looking to make a large purchase. Citi Double Cash. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Wells Fargo phrases the bonus this way: "Earn a $200 cash rewards. Automatic cellphone protection when you pay your monthly bill with the card. Just spend $4,500 in the first 90 days of account opening. 74%,. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. Bank of America® Customized Cash Rewards Credit. Wells Fargo Active Cash Card Review 2022. 24% or 29. And there is no cap on how much cash. The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. A comparison of two cash-back credit cards with an annual fee of $0 and unlimited 2% cash back. Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone. So if you open the Citi Double Cash® Card, you receive no interest for the first 18 months on balance transfers (then 19. The Wells Fargo Active Cash® Card. You also don’t have to jump through any hoops to get the full. The Blue Cash Everyday® Card from American Express earns 3% cash back at U. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. Earn 1% to 3% cash back on purchases. Slickdeals. S. 24%, or 29. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. Bank Visa® Platinum Card *. 24 percent. 24%, 25. Also Wells Fargo has a $300 checking account bonus right now. Costco Anywhere Visa Card vs. It also offers a welcome bonus: a $200 cash. Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making three debit card transactions within 60 days of account. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. 24%, or 29. The Wells Fargo Active Cash Card is not just one of the best flat-rate cash rewards cards out there, but one of the best cash rewards cards, period. 2% flat rate and then 3% on PayPal. Chase Freedom Unlimited®: Best for Bonus. Other cash back cards earn more back. Wells Fargo is stingy on credit limits. With the Citi Custom Cash, you’ll start off by earning $200 cash back by spending just $1,500 on new purchases within six months of account opening. Wells Fargo Active Cash (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. Navy Federal Credit Union Visa Signature® Flagship Rewards Card * vs. For instance, Chase has options that also don’t have an annual fee and earn up to 5% back. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Wells Fargo Active Cash Card features impressive flat-rate cash rewards, a welcome offer and intro APR offers. Best for Choice of Bonus Categories: U. Given that several banks offer credit cards earning 2% on all. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. Citi Double Cash. There’s. If you want both, I'd say apply citi then wells fargo (even same day, WF doesn't care about velocity). THE POINTS GUY. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. Alliant Visa® Platinum * vs. Generally, Wells Fargo has higher rates, so in combination with the shorter 0% rate period, Citi is more attractive. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. For context, the average annual rewards payout from the cashback credit cards in the investor. Capital One Quicksilver Cash Rewards. Citi Double Cash vs WF Active Cash . the Wells Fargo Active cash is the introductory APR offers. I complained and escalated and eventually cancelled. 24% to 28. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. Citi Double Cash® Card. Citi Diamond Preferred highlights. supermarket purchases -- one of the best cash-back rates around for that category -- is the driving force behind the Blue Cash Preferred’s usefulness. Wells Fargo Active Cash vs. It also offers a. Similar to the Venmo Card, the Citi Custom Cash rewards are flexible to your spending. Wells Fargo Active Cash also comes with an initial bonus of $200 cash rewards after spending $500 in the first 3 months and a $0 annual fee. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual fee. )Time Codes:0:00 - Intro0:54 - Who benefits from these cards?1:30 - How the 2% is earned1:52 - WF vs. Capital One Quicksilver; Chase Freedom Unlimited vs. S. Wells Fargo Reflect® Card: Best balance transfer card. Annual fee: $0 intro annual fee for the first year, then $95. Wells Fargo Active Cash® Card. Rewards Rate. Quicksilver offers 1. Then select Request Balance Transfer under Account Management to view available offers. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. 6. Wells Fargo Active Cash® Card: Best cash-back card. Wells Fargo Active Cash ® Credit Card. but I prefer my Citi double cash card, which is 2% as well. The only downside to this change are to the people who made use of the Citi Bonus Cash Center (Citi's own shopping portal). New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. You will earn unlimited 2% cash rewards on all of the purchases that you make. Concierge service, 24/7. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. Regardless if you are successful or not, then apply for the Wells Fargo Active Cash Visa. That beats the base earning rate of 1. The Wells Fargo Active Cash® Card is an exception. Also no FTF, which is great for the occasional overseas trip. The Capital One SavorOne** is another card that offers a ton of features without asking for an annual fee in return. The Citi Double Cash Card is the winner over Discover it® Cash Back. Wells Fargo Active Cash® Card. Finally, they cash out at a standard . The Citi Double Cash Card provides cardholders with 2% cash back for their purchases, one of the best flat rates available. Welcome Bonus. In this Citi Double Cash Card. It has a $200 welcome bonus, cell phone insurance, and it works with digital wallets. So great if you want to float several thousand for 15 months putting it in money market instead earning a sweet 4. $0 annual fee. 5% cards do. Citi Double Cash Card vs Citi Custom Cash Card. 2% cash rewards on purchases. Wells Fargo Active Cash Promotions for November 2023. 0% intro for the first 15 months (then 20. Look up Alliant credit Union signature visa 2. Citi Double Cash® Card vs Wells Fargo Active Cash® Card. CIT Bank’s eChecking account requires a minimum opening deposit of $100, but you can earn a greater yield with a greater balance. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. 8. Costco Anywhere Visa Card vs. Plus, there are a family of Citi cards that enhance the earning potential (Custom Cash, Rewards +). Our example family typically spends $2,443 annually on flights. $200 SUB with $500 spend on the WF AC, vs. supermarkets, U. That describes the Citi Double Cash® Card. The card offers 2% cash back on everything – 1% back when. It's also best if you need to pay off a high interest credit card. The Autograph has car rental CDW and no foreign transaction fees. The Active Cash earns 2% cash. The Wells Fargo Reflect® Card offers a 0% intro APR for 21 months from account opening on purchases and qualifying balance. 1. ) has been far better than Synchrony Bank on my Sam's Mastercard. Citibank offers a bigger cash bonus opportunity — up to $2,000. Skip Navigation. So for example if you have $45 accrued, you can only redeem $25 and will have $20 left. After that, an 19. The winner: Blue Cash Preferred. Lorraine Smithills Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. If you're looking to make a large purchase. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. 24% or 29. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). A light dimmer is a device that controls the brightness of a light fixture. Citi Double Cash Card. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through. I have had no major issues with using WF cards. Citi Simplicity cons. Citi Custom Cash® Card. Wells Fargo Active Cash® Card. ProsDoorDash Rewards Mastercard® vs. Wells Fargo Active Cash offers a sign-up bonus, a 0% intro APR offer, and cell phone insurance, while Citi Double Cash has a simple cash-back rate and balance-transfer offer. Wells Fargo Active Cash vs. If you're looking for a major bank that's free of scandals, it doesn't exist. The Wells Fargo Active Cash® Card offers a $200 cash rewards bonus after spending $500 in purchases in the first three months from account opening, and the Wells Fargo Autograph℠ Card comes. 99% variable APR applies. 24%, 25. Citi® Double Cash Card: Best for pairing. 1. With the Double Cash Card, however, you earn 1% when you make the purchase and. . See related: Wells Fargo Active Cash vs. Upgrade Triple Cash Rewards basics. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Cardholders Earn unlimited 2% cash rewards on purchases. I know people hate Wells Fargo but I like my active cash and autograph card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. While the benefits of the Citi Double Cash Card are minimal, the Wells Fargo Active Cash Card is more powerful, offering benefits. You need to spend at least $264 a month on groceries for 6% and $95 fee to be better than 3% with no annual fee. 24%, 24. 24%. 5%. Bread Cashback™ American Express® Credit Card * vs. Other cash back cards earn more back. I'm very happy with this change. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Rewards Program Details: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. Other 2% Cash Back Cards. 31, 2024. Rocket Visa Signature Card vs. Credit Cards. With the Double Cash Card, however, you earn 1% when you make the purchase and. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. The Double Cash card usually offers a small welcome bonus. You get 1% cash back when the purchase is made, and the. After that there are no bonus categories that you have to keep track of. I just don't like the more limited visibility into WF. PayPal Cashback Mastercard®. This likely doesn't. Save your windfalls. Citi Custom Cash Card vs. Credit CardsThe Blue Cash Everyday® Card from American Express is the winner over The Amex EveryDay® Credit Card from American Express. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. It offers 1. Skip To Content Toggle Menu Back. Main content; Search; AccountWells Fargo Active Cash vs. After that, the standard variable. Wells Fargo Active Cash® Card vs. Citi Double Cash vs. The Wells Fargo Active Cash is also a Visa Signature card and comes equipped with benefits such as 24/7 concierge service and access to Visa's Luxury Hotel Collection. 36 cash back per year with Blue Cash Everyday from American Express and $240. Its main quirk is how the card. Uber/Lyft, transit, and streaming. Install dimmer switches. Wells Fargo Active Cash® Card. The Double Cash provides 18 months of 0% introductory APR on balance transfers. 5% all purchass. Note, the Citi Custom Cash technically earns basic ThankYou points, so your welcome bonus will be rewarded in the form of points (redeemable for $200 in cash. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. 24%, or 29. If you pool the Rewards+ with the other two card(s), then you get a 10% rebate on the Thank You Points you redeem from Double Cash and Custom Cash (up to 100,000 TYP per year). Just PC'd the wells fargo 1% cash card (got it in college) to active cash, and now changing double cash to custom cash. The Citi Double Cash Card earns a net 2% cash back on purchases — 1% when purchases are made and another 1% when they’re paid off, plus, for a limited time, 5% total cash back on hotel, car. Wells Fargo Active Cash® Card. Chase Sapphire Preferred Wells Fargo Active Cash. 24% - 29. Wells Fargo Active Cash vs. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. Apply Now. 78% APR. This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new card. I've been a Discover member for two decades and looking for a new card with better cashback rewards. The Wells Fargo Active Cash offers an unlimited 2% cash rewards rate on purchases and charges no annual fee.